CarShield Coverage: What You Need To Know (2022)

2022-08-08 03:00:30 By : Mr. Simon She

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CarShield is one of the biggest names in the auto warranty industry. Since 2005, CarShield has offered a wide variety of protection plans and covered over two million vehicles. After examining the most reputable extended car warranty companies and researching payment plans, our research team designated CarShield as Most Affordable.

In this article, we’ll take a closer look at the specifics of what CarShield vehicle service contracts cover and what vehicle components or services may be excluded.

Well-known provider that offers great coverage with great pricing

Like most warranty providers, CarShield offers various tiers of coverage. There are five CarShield extended warranty options to choose from. A sixth option is available for motorcycles and ATVs, but for this article, we’ll cover the five car warranty options. Remember that your monthly payment will depend on a variety of factors, so it’s a good idea to get a free quote.

The Diamond plan is CarShield’s highest level of coverage. It’s most similar to the factory warranty a dealership would issue with the purchase of a new car. Because the plan is close to comprehensive coverage, the contract will show a list of exclusions rather than a list of what’s covered.

All the major components of your vehicle will be protected in the case of a mechanical breakdown, including of the engine, transmission, fuel pump, and more.

Here’s a list of some of the exclusions, taken from a sample Diamond plan contract:

CarShield’s Platinum plan is an ideal warranty for covering older used cars and high-mileage vehicles. Here’s just a sampling of what auto repairs this plan covers:

CarShield refers to its Gold plan as “powertrain plus,” meaning it’s an enhanced powertrain warranty. This plan covers the three key vehicle systems: the engine, transmission, and drive system. It adds coverage for:

The Silver plan is CarShield’s most affordable coverage option. It’s a basic powertrain warranty that covers all the lubricated parts of your engine, transmission, and water pump.

CarShield’s Aluminum plan is a specialized vehicle protection plan that covers electrical and computer-related problems. It combines the coverage of a powertrain plan with some of the protection from CarShield’s mid-tier warranty plans, offering protection for breakdowns related to the navigation system, alternator, and more.

All CarShield protection plans come with the following added perks:

Most CarShield warranties also come with rental car reimbursement but check your contract to make sure. You can take your car to the repair shop of your choice, as long as it’s certified by the National Institute for Automotive Service Excellence (ASE®).

The common exclusions in CarShield contracts include (but are not limited to):

We conducted an industry-wide review of the best extended car warranty companies, finding CarShield to be the Most Affordable option for extended warranty coverage. Based on factors such as industry standing, coverage, customer service, and affordability, we rate CarShield with 4.2 out of 5.0 stars.

CarShield customers award this company a 4.0-star rating out of 5.0 on Trustpilot, where 76% of customer reviews are positive. Read our full Carshield review to find out more about plans and ratings.

As soon as you meet your deductible, CarShield will pay your covered repair claims in full.

Yes, most CarShield plans have a deductible of $100. The Diamond and Platinum plans have a deductible of $0.

Yes, CarShield does cover older and high-mile vehicles. However, you may want to consider lower-tier coverage plans like the Gold or Silver, as they only cover the most vital components.